Weiss Ratings

TERMS AND CONDITIONS

These terms and conditions apply specifically to Undiscovered Cryptos (UDC). Due to the unique nature of cryptocurrencies, they may differ somewhat from those that apply to other Weiss Ratings products and services.

Automatic renewal: As long as you remain a member in good standing, when you renew, you will continue to get the benefit of the same discounted rate you pay for your initial subscription term. Your subscription will continue for the initial term, we will notify you ahead of time when it is coming up for renewal, we will give you the opportunity to respond, and unless you tell us not to, we will renew automatically at the end of the initial term for successive renewal terms, billing the renewal fee to the most recent credit card you have provided. There are several benefits to this automatic renewal program:

  1. You do not risk missing critical trade alerts and issues due to a lapse in your subscription.
  2. You continue to reap substantial savings from our regular rates.
  3. You always have the opportunity to opt out of each automatic renewal ahead of time.
  4. You can remove the benefit of automatic renewal by using the Self-Service portal accessible through the ‘My Account’ link on our website, or by notifying our Customer Service Department by telephone at (877) 934-7778 Monday through Friday between the hours of 8:30 a.m. and 5:30 p.m. EST or directly at [email protected].
  5. In addition, after any renewal charge, you can cancel within 30 days and get a full refund on your renewal fee.
  6. As a convenience to you, Weiss Ratings subscribes to a third party service which may sometimes help us update your credit card information if your credit card provider provides those updates.

Refund policy: Your first-year subscription fee is not refundable. But you do have two options:

If the undiscovered cryptos in UDC cannot help you achieve 10-fold profits or better, let us know and, if you wish, we will extend, at no additional cost, your subscription for an additional year beyond your current expiration date.

Alternatively, if you are dissatisfied with UDC or with cryptocurrency investing for any reason, let us know and we will give you a credit for the unused balance of your subscription fee. We will then apply that credit to the subscription of another Weiss Ratings service that may better suit your needs. (Note: If we’ve sent you our cryptocurrency gift by that time, your credit will be less the amount of the free cryptocurrency gift. More on this next.)

Free cryptocurrency: We will send you the amount of cryptocurrency we promised you in your welcome package as a welcome gift. This gift is not a part of the UDC strategy and should not be construed as a recommendation or endorsement of any particular currency. It’s strictly a premium for subscribing and our way of welcoming you as a subscriber.

To receive this gift, you will need to set up an account that can handle undiscovered cryptos and you will need to send us a special receiving address. (We will send you step-by-step instructions on how to do it.) Then as soon as we’ve received the special address, we will send you the free undiscovered crypto. These steps are not only important to get your gift, but they will also help you take better advantage of the service. However, if we do not receive your special address, we can also send you the gift in Ethereum. Then, if you want to convert the Ethereum to another cryptocurrency, that will be up to you.

The promised amount of cryptocurrency represents our total cost for this purchase, including transaction costs. Therefore, the net amount you receive may be somewhat smaller.

We anticipate you will receive this gift within about 30 days after you sign up for UDC. But please recognize that we cannot guarantee the delivery date or the exact value it will have when it lands in your wallet or your account.

Lifetime memberships: There are three conditions you should be aware of:

  1. Needless to say, if you have upgraded to a lifetime UDC membership, the automatic renewal program does not apply to you; as long as you remain a lifetime member, you will never need to pay for a renewal.
  2. Our no-refund policy is applicable strictly to the first year of your membership; your lifetime upgrade fee is 100% refundable at any time in your first year.
  3. Starting in the beginning of your second year, you will be charged a nominal maintenance fee of $89 per year, which is not refundable.

Founder’s personal cryptocurrency portfolio: Founder Martin D. Weiss has opened a personal account to follow all recommendations made in the Undiscovered Cryptos, as follows:

  1. He will follow all recommendations with a delay, in order to always give UDC subscribers an opportunity to buy or sell before he does.
  2. He will share copies of his account statements on the UDC members-only web page.
  3. Due to the delay and other market factors, the prices achieved and fees paid may not match those experienced by UDC members.

Strict Independence: Weiss Ratings does not accept any form of compensation from creators, issuers or sponsors of cryptocurrencies. Nor are the Weiss Cryptocurrency Ratings intended to endorse or promote any specific cryptocurrency. We stand ready to provide technical support to help you set up your accounts, but we do not provide customized advice that’s tailored to your individual circumstances. It’s always up to you to decide what to trade, when to trade, how much to invest and whether or not to invest at all to begin with. No matter how attractive a profit opportunity may be, don’t act in haste. Take whatever time you need to make an informed decision that you believe is right for you and your family.

Risk: Bitcoin and Ethereum are more liquid, secure and accessible to investors than they were when they were first launched. However, compared to most large-cap stocks, they can be more volatile and must be considered risk assets. This is especially true for smaller cryptocurrencies that we consider to be “undiscovered,” i.e., trading on exchanges that are largely unknown or often unavailable to most investors. Undiscovered cryptocurrencies may also require more steps to buy.

The SEC, CFTC and other regulators have expressed concerns with the volatility of the market and the actions of sponsors of specific cryptocurrencies. So be sure to review their official consumer alerts, especially the SEC’s “Statement on Cryptocurrencies and Initial Coin Offerings” as well as the CFTC’s “Customer Advisory: Beware Virtual Currency Pump-and-Dump Schemes.”

In addition, any kind of trading, whether in cryptocurrencies, foreign currencies, commodities or securities (including, without limitation, stocks, options, warrants, ETFs, mutual funds, and bonds) is considered speculative and involves risk of loss and volatility. Although our services make every effort to protect your principal, you can lose money. Therefore they are not for all of your funds. If your goal for a certain portion of your funds is strictly capital preservation, we believe you should invest those funds in conservative investments such as short-term US Treasury securities or equivalent. For more information on prudent investing, see also the information available at the websites of the Securities and Exchange Commission at www.sec.gov and the Financial Industry Regulatory Authority at www.FINRA.org. Any money you allocate to speculative investments should be strictly the money you can afford to risk without jeopardizing your daily life, and without negatively impacting your plans for education, retirement, or long-term care.

Weiss Ratings is a publisher: Weiss Ratings, LLC is strictly a financial ratings and research publishing firm (a publisher) and does not provide individual investment advice to its subscribers. Weiss Ratings is not an investment advisor, money manager or a registered securities broker/dealer.

Our ratings represent our opinion: The information we publish is based on our ratings plus our statistical and financial data and independent research. Our ratings are the result of data collection and analysis by what we believe to be a sophisticated and rigorous computer model. However, the manner in which we construct that model is based on our view of the world. As such, a rating is, ultimately, the expression of our opinion. If we give a particular cryptocurrency an “A” (“excellent”), it doesn’t mean that the grade represents an absolute truth. It means that, in our opinion, the cryptocurrency has achieved an excellent balance among the factors we deem to be important, including the relevant risk, reward, technology, and adoption.

Not personal: Although we make every effort to provide the most accurate and updated information possible, our information cannot take into consideration your personal finances and goals, and therefore is not intended to be used as customized recommendations to buy, hold, or sell investments, or to engage in any trading strategy, or that an investment strategy is suitable for any specific person. Such recommendations may only be made by a personal advisor or broker you select.

None of the creators, editors and providers of, or contributors to, UDC or their affiliates will advise you personally concerning the nature, potential, value or suitability of any particular cryptocurrency, security, portfolio of cryptocurrencies or securities, transaction, investment strategy or other matter. Accordingly, do not attempt to contact them seeking personalized investment advice which they cannot provide.

The views expressed in UDC are the authors’ own opinions. It may contain opinions from time to time with regard to securities or investments in other services, and those opinions may be different from the ones contained in those other services.

Our data sources: Unlike the data available on issuers of stocks and bonds, data in the cryptocurrency world is not scrutinized by auditors, regulators and exchanges. So although we make every effort to verify and “clean” the data we receive or collect, you should be aware that it can sometimes be less reliable than data we use to create our ratings on traditional investments, such as stocks, ETFs and mutual funds.

Data date for crypto price calculations is mid-February, 2021. Since that time, the values of some of the cryptocurrencies cited in this report have fluctuated but are currently near similar levels. Therefore, we do not believe those price changes alter the validity of our arguments or the magnitude of the potential opportunity. Data on DeFi Total Value Locked (TVL) is updated through July 2021.

Qualitative factors converted into quantitative metrics: When evaluating blockchains, or more broadly speaking, Distributed Ledger Technology, there is no hard and fast rule for which particular feature is important and which one is not. One analyst’s opinion could be different from another’s. Thus, to build an objective model and help control for bias, we have developed what we call a “query tree” - a hierarchical series of questions about what we consider to be each major feature, and then, about each critical aspect of that feature. With these, each cryptocurrency earns or loses points, which then are compiled into what we call the Technology Index. Bear in mind, however, that our Technology Index is just one of four indexes in our Weiss Cryptocurrency Ratings model. For more information on the Weiss Cryptocurrency Ratings model, go here.

We believe our data sources and approaches are rigorous and objective. But we cannot always verify the accuracy of the data independently. Therefore, we cannot assure you that the information is accurate or complete. Nor do we guarantee the success of any investment decision you may make using our ratings, data, information, or recommendations.

Profit illustrations: Examples of potential performance returns which we cite may sometimes be based on simulated — not actual — trades, assuming entry and exit prices that could have been obtained during regular market conditions. These entry and exit prices calculated do not reflect or include costs of spreads, market delays, or fees and commissions. Similar returns may or may not be actually achieved by subscribers.

While every effort is made to evaluate the actual experience of subscribers, performance figures must be considered hypothetical, and past results are no guarantee of future performance. Hypothetical or simulated performance results have certain inherent limitations. Unlike an actual performance record, simulated results do not represent actual trading. Also, since the trades have not actually been executed, the results may have under- or over-compensated for the impact, if any, of certain market factors, such as lack of liquidity. Simulated trading programs in general are also subject to the fact that they are designed with the benefit of hindsight. No representation is being made that any account will or is likely to achieve profits or losses similar to those shown.

References to examples of past performance are not intended to provide a total picture of portfolio results. Your results may vary considerably depending on a series of factors, including: (a) when you begin or cease investing, (b) which recommendations you choose to act on, (c) how much money you choose to invest in each recommendation, (d) the specific prices you get, (e) the commissions you pay, (f) the interest income you earn on uninvested funds, and (g) the number and magnitude of losing or winning trades you experience. Past results are not necessarily indicative of future performance.

Privacy protection and opt-in policy: We do not contact customers or viewers unless requested to do so by those individuals requiring or requesting further information from us. For many services, both paid and free, Weiss Ratings requires registration. Information is required for account set-up and to enable us to provide the maximum quality of service. Member contact information is used to send information about our company and promotional materials sent from Weiss Ratings. And the only people who will receive offers from organizations outside of Weiss Ratings are those who specifically "opt-in" to receive that information. Note that they can choose to "opt-out" of the list at any time.

Registrants are "opted out" of receiving future mailings regarding product updates and promotions by default in the registration process.

Registration and privacy: In order to gain access to portions of UDC, you must become a member by choosing a unique user name, member name and password, and supply us with true, accurate, current and complete information about yourself, as required on the registration page. We may refuse to grant you a user name and member name that is threatening, abusive, offensive, harassing, derisive, defamatory, vulgar, obscene, libelous, invasive of another's privacy, impersonates someone else, is or may be protected by trademark or proprietary rights law, or is hatefully, racially, ethnically or otherwise objectionable, or inappropriate, as determined by us in our sole discretion. In consideration of your use of UDC and our services, you represent that you are of legal age to form a binding contract and are not a person barred from receiving the Services under the laws of the United States or other applicable jurisdiction. you also agree to: (a) provide true, accurate, current and complete information about yourself as prompted by the UDC registration form and (b) maintain and promptly update Your registration data to keep it true, accurate, current and complete.

Our policy with respect to the collection and use of Your personal information is set forth in our Privacy Policy.

As a member, you also have certain other obligations relating to Your account:

Important disclaimer regarding the information we provide: Weiss Ratings, LLC is a publisher. You understand that no content published as part of the Services constitutes a recommendation that any particular investment, digital currency, security, portfolio of securities, transaction or investment strategy is suitable for any specific person. You further understand that none of the creators of our Services or their affiliates, outside contributors, or independent contractors will advise you personally concerning the nature, potential, value or suitability of any particular investment, security, portfolio of securities, transaction, investment strategy or other matter. To the extent any of the content published as part of the Services may be deemed to be investment advice, such information is impersonal and not tailored to the investment needs of any specific person.

Independent contracted editors: Weiss Ratings, LLC is strictly a publisher of financial information. Neither Weiss Ratings nor any of its affiliated companies are registered investment advisers or broker/dealers. However, at times Weiss Ratings has agreements with independent editors who are or have acted in their own capacity as an investment advisor or broker outside the scope of their editorial responsibilities with Weiss Ratings. Any business relationship you may enter with an independent editor is not associated, condoned, affiliated or endorsed by Weiss Ratings. Any independent editor acting in the capacity as a registered advisor or broker is OUTSIDE the scope of their agreement and contracted responsibilities with Weiss Ratings.

User conduct: You may not republish, upload, post, transmit or distribute content available through the Services to online bulletin boards, message boards, newsgroups, chat rooms, or in any other manner, without our prior written permission. Modification of the content or use of the content for any purpose other than Your own personal, noncommercial use is a violation of our copyright and other proprietary rights, and can subject you to legal liability.

In addition, in connection with Your use of the Service, you agree not to:

You also agree that at all times you will:

Intellectual property: This service, including but not limited to text, content, photographs, video, audio, and graphics (the "Service"), is protected by copyrights, trademarks, service marks, international treaties, and/or other proprietary rights and laws of the U.S. and other countries. The Service is also protected as a collective work or compilation under U.S. copyright and other laws and treaties. All individual articles, columns, and other elements making up the Service are also copyrighted works. You agree to abide by all additional copyright notices or restrictions contained in the Service. You may not use the Service for any illegal purpose or in any manner inconsistent with the terms. You agree to use the Service solely for your own noncommercial use and benefit, and not for resale or other transfer or disposition to, or use by or for the benefit of, any other person or entity. You agree not to use, transfer, distribute, or dispose of any information contained in the Service in any manner that could compete with the business of Weiss Ratings. You acknowledge that the Service has been developed, compiled, prepared, revised, selected and arranged by Weiss Ratings and others (including certain other information sources) through the application of methods and standards of judgment developed and applied through the expenditure of substantial time, effort and money and constitutes valuable intellectual property and trade secrets of Weiss Ratings and such others. You agree to protect the proprietary rights of Weiss Ratings and all others having rights in the Service during and after the term of this agreement and to comply with all reasonable written requests made by Weiss Ratings or its suppliers of content, equipment or otherwise ("Suppliers") to protect their and others' contractual, statutory and common law rights in the Service. You agree to notify Weiss Ratings in writing promptly upon becoming aware of any unauthorized access or use of the Service by any party or of any claim that the Service infringes upon any copyright, trademark, or other contractual, statutory or common law rights.

Restrictions on use: You may not copy, reproduce, recompile, decompile, reverse engineer, distribute, publish, display, modify, transmit, or in any way exploit any part of the Service, except that you may download or make one print copy of this service for your own personal, non-commercial use, provided that all copyright and other proprietary notices are retained. The analysis and data included in the Service may not be recirculated, redistributed or published without prior written consent from Weiss Ratings. Modification of the Service's content is a violation of Weiss Ratings copyright. No part of this service may be offered for sale or distributed.

Use of testimonials: The performance experienced by a subscriber as described in user comments and/or testimonials on any of our promotional advertising or our website is not necessarily reflective of what you should expect to experience. Although Weiss Ratings accepts the testimonials in good faith, it has not independently examined the business records of any of the users and therefore has not verified any specific figures or results quoted therein. These results may not be typical, and your performance, if any, will vary depending upon many factors which include, but are not limited to, how closely you follow the recommendations, the price you paid/received, and commissions paid. There is also risk you will not make any money at all or could even lose money. In the event that a customer does not provide us with a usable picture or video/audio of themselves, the testimony presented are Actual Testimonials from our Customers but may be a represented by a stock photo or recorded by a third party. Testimonials may be edited for clarity or brevity. No one has been paid to share their stories.

Links to other websites: Your use of certain services made available to you by Weiss Ratings may be governed by additional rules, which are available on our websites or by hyperlink from other websites, in connection with the Services. By using any service you are acknowledging that you have reviewed all corresponding rules and agree to be bound by them. Some of the services may have been provided by third parties for Your use. In the event that any service or tool is provided by a third party, such service or tool may become unavailable in the event that the agreement between us and the third party is terminated. You expressly acknowledge and agree that Your use of all services and tools is solely at Your own risk.

Content available through the Services may contain links to other Internet websites or resources. We neither control nor endorse such other websites, nor have we reviewed or approved any content that appears on such other websites. You acknowledge and agree that we shall not be held responsible for the legality, accuracy, or inappropriate nature of any content, advertising, products, services, or information located on or through any other websites, nor for any loss or damages caused or alleged to have been caused by the use of or reliance on any such content.

Third-party content: Certain areas of Weiss Ratings publications and/or websites may feature “Outside Content,” which is content identified as or attributed to a party other than us, including without limitation articles licensed to us and third-party advertisements. You understand that Outside Content (information, advertisements, articles, data, text, images, hyperlinks to non-Weiss Ratings and to our related divisional sites, or other materials) displayed on Weiss Ratings publications and/or websites are the sole responsibility of the person or entity who created such content. You acknowledge that Weiss Ratings is not the creator of Outside Content and, as such, Weiss Ratings does not guarantee the accuracy, integrity or quality of such content.

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PERSONAL USE LICENSE:

“Personal Use” shall mean Use of the Material for your customary personal purposes. "Personal Use" shall not mean any distribution for commercial purposes whatsoever of the Material or any component or Derivative Work thereof. “Personal Use” shall not include any Use of the Materials by persons that are not members of your immediate household. All such household members shall be notified by you as to the terms and conditions of the Agreement and shall agree to be bound by it before they can have Use of the Materials.

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This License is subject Weiss Ratings Terms of Service. There is no warranty, express or implied, with the purchase of the Materials, including with respect to fitness for a particular purpose. Weiss Ratings will not be liable for any claims, or incidental, consequential or other damages arising out of this license, the delivery or your use of the Materials.

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Weiss Ratings may, at its sole discretion, remove or prevent access to, in whole or in part, any online User Submission, for any reason or no reason, including any material it deems in violation of its standards. The disclaimers applicable to Outside Content (see Third-party Content Paragraph below) apply to User Submissions.

If Weiss Ratings decides to publish your comment or testimonial, we may also publish your first name, the first initial of your last name, your city, and your state next to your comment. Other information that you provide to Weiss Ratings (such as your full name) will not be published. For more information concerning how we protect and share your personally identifiable information see our Privacy Policy.

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Governing law: This Agreement shall be governed and construed in accordance with the laws of the United States and the State of Florida, without giving effect to conflicts of law principles thereof. You agree to submit to the personal jurisdiction of the state and federal courts located in Palm Beach County in the State of Florida with respect to any legal proceedings that may arise in connection with the Service or from a dispute as to the interpretation or breach of the terms of service.

Accessing Weiss Ratings Outside the United States: Weiss Ratings does not represent that materials in the Service are appropriate or available for use in countries outside the United States. If you choose to access the Service from outside the United States, you are responsible for compliance with foreign and local laws. Software is further subject to United States export controls and may not be downloaded, exported, or reexported into (or to a national or resident of) Cuba, Iraq, Libya, North Korea, Iran, or Syria, Sudan, or any other country to which the U.S. has embargoed goods or to anyone on the U.S. Treasury Department's Table of Deny Orders. By using the Service, you represent and warrant that you are not located in, controlled by, or a national or resident of any such country or on any such list.

Miscellaneous: The Services are directed solely to individuals residing in the United States. We make no representation that materials provided through the Services are appropriate or available for use in other locations. Those who choose to access the site from other locations do so on their own initiative and at their own risk, and are responsible for compliance with local laws, if and to the extent applicable. We reserve the right to limit the availability of the Services to any person, geographic area, or jurisdiction we so desire, at any time and in our sole discretion, and to limit the quantities of any such service that we provide. You accept that Weiss Ratings has the right to change the content or functionality of any aspect of the Service at any time at Weiss Ratings sole discretion. You further accept that such changes may result in your being unable to access some or all services.

Severability of terms: If any provision of the terms is found invalid or unenforceable, that provision will be enforced to the maximum extent, and the other provisions of this Agreement will remain in force.

Changes to the Terms of Condition and Use of Our Services: We reserve the right at any time to:

Any changes we make to the Use Of Our Service will be effective immediately after we post the modified Use of Service on Weissratings.com. In the event that you have the Use Of Service cached on your browser, the Use Of Service that applies to you is the most recent version of the Use of Service that appears on a non-cached browser. In addition, if a Service is added or removed, or the terms of their engagement has changed, the Use of Service may be modified with respect to such Service. You should check our Use Of Our Service frequently.

Agreement in entirety: The terms are the entire agreement between you and Weiss Ratings.

ACKNOWLEDGEMENT AND AGREEMENT

Not withstanding any other agreement or other communications between Weiss Ratings and you to the contrary, receipt or use of any material provided by Weiss, at any time and through any means, whether directly or indirectly, represents acknowledgement by such person of this disclaimer and agreement with its terms and conditions.

Acceptance of terms and conditions of service: You represent that you have read and agree to be bound by the terms and conditions of service of Weiss Ratings. You further agree to comply with U.S. law regarding the transmission of any data obtained from the Service (as defined herein) in accordance with the terms, not to use the Service for illegal purposes, and not to interfere or disrupt networks connected to the Service.

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